Combi Care or Visana Med Call — Region 1, Lucerne
Region 1, Lucerne: with Visana, Combi Care costs CHF 556.20 a month in 2026 and Visana Med Call CHF 611.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Combi Care is the cheaper of the two here: CHF 667.20 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Combi Care and Visana Med Call are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Combi Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Visana Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Combi Care | Visana Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 556.20 | CHF 611.80 | CHF 667.20 |
| 500 | CHF 549.60 | CHF 605.20 | CHF 667.20 |
| 1'000 | CHF 515.40 | CHF 571.00 | CHF 667.20 |
| 1'500 | CHF 486.20 | CHF 541.80 | CHF 667.20 |
| 2'000 | CHF 457.10 | CHF 512.70 | CHF 667.20 |
| 2'500 | CHF 427.90 | CHF 483.50 | CHF 667.20 |
The comparison, region by region
- Combi Care or Visana Med Call?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.