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Sophie

Managed Care or Tel Care — Region 1, Ticino

Region 1, Ticino: with Visana, Managed Care costs CHF 683.80 a month in 2026 and Tel Care CHF 721.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 452.40 saved per year against Tel Care, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Tel Care is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareTel CareGap per year
300CHF 683.80CHF 721.50CHF 452.40
500CHF 677.10CHF 714.80CHF 452.40
1'000CHF 642.90CHF 680.60CHF 452.40
1'500CHF 613.80CHF 651.50CHF 452.40
2'000CHF 584.60CHF 622.30CHF 452.40
2'500CHF 555.40CHF 593.10CHF 452.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.