Managed Care or Tel Care — Zug
Zug: with Visana, Managed Care costs CHF 365.60 a month in 2026 and Tel Care CHF 365.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Managed Care and Tel Care cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Managed Care is a "Group practice (HMO)" model. Tel Care is a "Telemedicine and others" model.
- Managed Care
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care | Tel Care | Gap per year |
|---|---|---|---|
| 300 | CHF 365.60 | CHF 365.60 | — |
| 500 | CHF 358.90 | CHF 358.90 | — |
| 1'000 | CHF 324.80 | CHF 324.80 | — |
| 1'500 | CHF 295.60 | CHF 295.60 | — |
| 2'000 | CHF 266.40 | CHF 266.40 | — |
| 2'500 | CHF 237.30 | CHF 237.30 | — |
The comparison, region by region
- Managed Care or Tel Care?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.