Med Direct or Visana Tel Doc — Region 3, Grisons
Region 3, Grisons: with Visana, Med Direct costs CHF 445.90 a month in 2026 and Visana Tel Doc CHF 456.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Med Direct is the cheaper of the two here: CHF 127.20 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Med Direct is a "Family doctor" model. Visana Tel Doc is a "Telemedicine and others" model.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
- Visana Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Med Direct | Visana Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 445.90 | CHF 456.50 | CHF 127.20 |
| 500 | CHF 439.20 | CHF 449.80 | CHF 127.20 |
| 1'000 | CHF 405.00 | CHF 415.60 | CHF 127.20 |
| 1'500 | CHF 375.90 | CHF 386.50 | CHF 127.20 |
| 2'000 | CHF 346.70 | CHF 357.30 | CHF 127.20 |
| 2'500 | CHF 317.50 | CHF 328.10 | CHF 127.20 |
The comparison, region by region
- Med Direct or Visana Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.