Med Direct or Visana Tel Doc — Region 2, Schaffhausen
Region 2, Schaffhausen: with Visana, Med Direct costs CHF 482.60 a month in 2026 and Visana Tel Doc CHF 482.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here Med Direct and Visana Tel Doc cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
Med Direct is a "Family doctor" model. Visana Tel Doc is a "Telemedicine and others" model.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
- Visana Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Med Direct | Visana Tel Doc | Gap per year |
|---|---|---|---|
| 300 | CHF 482.60 | CHF 482.60 | — |
| 500 | CHF 476.00 | CHF 476.00 | — |
| 1'000 | CHF 441.80 | CHF 441.80 | — |
| 1'500 | CHF 412.60 | CHF 412.60 | — |
| 2'000 | CHF 383.50 | CHF 383.50 | — |
| 2'500 | CHF 354.30 | CHF 354.30 | — |
The comparison, region by region
- Med Direct or Visana Tel Doc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.