Med Direct or VIVA – plan de santé — Jura
Jura: with Visana, Med Direct costs CHF 618.00 a month in 2026 and VIVA – plan de santé CHF 552.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
VIVA – plan de santé is the cheaper of the two here: CHF 788.40 saved per year against Med Direct, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Med Direct is a "Family doctor" model. VIVA – plan de santé is a "Group practice (HMO)" model.
- Med Direct
Family doctor
You pick a family doctor and always go to them first.
- VIVA – plan de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
Careful: one of these two models covers only a list of municipalities in this region. Check that yours is on it before choosing.
The price at every deductible
| Deductible | Med Direct | VIVA – plan de santé | Gap per year |
|---|---|---|---|
| 300 | CHF 618.00 | CHF 552.30 | CHF 788.40 |
| 500 | CHF 611.30 | CHF 545.60 | CHF 788.40 |
| 1'000 | CHF 577.10 | CHF 518.00 | CHF 709.20 |
| 1'500 | CHF 548.00 | CHF 488.90 | CHF 709.20 |
| 2'000 | CHF 518.80 | CHF 466.30 | CHF 630.00 |
| 2'500 | CHF 489.60 | CHF 437.10 | CHF 630.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.