Visana VIVA – plan de santé
VIVA – plan de santé is the "Group practice (HMO)" model from Visana. It is offered across 6 premium regions, where the adult premium with a CHF 300 deductible runs from CHF 465.50 to CHF 554.20 a month in 2026.
You go to a designated group practice, which coordinates your care.
What it saves
On average, VIVA – plan de santé costs CHF 1'275.00 less per year than Visana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
Careful: this model does not cover the whole region
5 models with limited coverage
The price, region by region
6 premium regions, across 4 cantons.
Other models from Visana
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.