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Tel Care or Visana Med Call — Appenzell Innerrhoden

Appenzell Innerrhoden: with Visana, Tel Care costs CHF 409.20 a month in 2026 and Visana Med Call CHF 452.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Tel Care is the cheaper of the two here: CHF 513.60 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Tel Care and Visana Med Call are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Tel Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Visana Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleTel CareVisana Med CallGap per year
300CHF 409.20CHF 452.00CHF 513.60
500CHF 402.60CHF 445.40CHF 513.60
1'000CHF 368.40CHF 411.20CHF 513.60
1'500CHF 339.20CHF 382.00CHF 513.60
2'000CHF 310.10CHF 352.90CHF 513.60
2'500CHF 280.90CHF 323.70CHF 513.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.