Tel Care or Visana Med Call — Region 2, Lucerne
Region 2, Lucerne: with Visana, Tel Care costs CHF 493.70 a month in 2026 and Visana Med Call CHF 555.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Tel Care is the cheaper of the two here: CHF 740.40 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Tel Care and Visana Med Call are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Tel Care
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Visana Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Tel Care | Visana Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 493.70 | CHF 555.40 | CHF 740.40 |
| 500 | CHF 487.10 | CHF 548.70 | CHF 739.20 |
| 1'000 | CHF 452.90 | CHF 514.60 | CHF 740.40 |
| 1'500 | CHF 423.70 | CHF 485.40 | CHF 740.40 |
| 2'000 | CHF 394.60 | CHF 456.20 | CHF 739.20 |
| 2'500 | CHF 365.40 | CHF 427.10 | CHF 740.40 |
The comparison, region by region
- Tel Care or Visana Med Call?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.