Visana Med Call or VIVA – plan de santé — Neuchâtel
Neuchâtel: with Visana, Visana Med Call costs CHF 685.80 a month in 2026 and VIVA – plan de santé CHF 554.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
VIVA – plan de santé is the cheaper of the two here: CHF 1'579.20 saved per year against Visana Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Visana Med Call is a "Telemedicine and others" model. VIVA – plan de santé is a "Group practice (HMO)" model.
- Visana Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- VIVA – plan de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Visana Med Call | VIVA – plan de santé | Gap per year |
|---|---|---|---|
| 300 | CHF 685.80 | CHF 554.20 | CHF 1'579.20 |
| 500 | CHF 679.10 | CHF 547.60 | CHF 1'578.00 |
| 1'000 | CHF 644.90 | CHF 534.20 | CHF 1'328.40 |
| 1'500 | CHF 615.80 | CHF 505.00 | CHF 1'329.60 |
| 2'000 | CHF 586.60 | CHF 492.50 | CHF 1'129.20 |
| 2'500 | CHF 557.40 | CHF 463.30 | CHF 1'129.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.