Visana Tel Doc or VIVA – plan de santé — Neuchâtel
Neuchâtel: with Visana, Visana Tel Doc costs CHF 630.40 a month in 2026 and VIVA – plan de santé CHF 554.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
VIVA – plan de santé is the cheaper of the two here: CHF 914.40 saved per year against Visana Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Visana Tel Doc is a "Telemedicine and others" model. VIVA – plan de santé is a "Group practice (HMO)" model.
- Visana Tel Doc
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- VIVA – plan de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | Visana Tel Doc | VIVA – plan de santé | Gap per year |
|---|---|---|---|
| 300 | CHF 630.40 | CHF 554.20 | CHF 914.40 |
| 500 | CHF 623.70 | CHF 547.60 | CHF 913.20 |
| 1'000 | CHF 589.50 | CHF 534.20 | CHF 663.60 |
| 1'500 | CHF 560.40 | CHF 505.00 | CHF 664.80 |
| 2'000 | CHF 531.20 | CHF 492.50 | CHF 464.40 |
| 2'500 | CHF 502.00 | CHF 463.30 | CHF 464.40 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.