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callmed 24 or casamed hmo — Aargau

Aargau: with Vivao Sympany, callmed 24 costs CHF 503.80 a month in 2026 and casamed hmo CHF 503.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here callmed 24 and casamed hmo cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

callmed 24 is a "Family doctor" model. casamed hmo is a "Group practice (HMO)" model.

  • callmed 24

    Family doctor

    You pick a family doctor and always go to them first.

  • casamed hmo

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

The price at every deductible

Deductiblecallmed 24casamed hmoGap per year
300CHF 503.80CHF 503.80
500CHF 492.10CHF 492.10
1'000CHF 463.00CHF 463.00
1'500CHF 433.80CHF 433.80
2'000CHF 404.60CHF 404.60
2'500CHF 375.50CHF 375.50

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.