callmed 24 or casamed hmo — Appenzell Innerrhoden
Appenzell Innerrhoden: with Vivao Sympany, callmed 24 costs CHF 360.40 a month in 2026 and casamed hmo CHF 360.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here callmed 24 and casamed hmo cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
callmed 24 is a "Family doctor" model. casamed hmo is a "Group practice (HMO)" model.
- callmed 24
Family doctor
You pick a family doctor and always go to them first.
- casamed hmo
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
The price at every deductible
| Deductible | callmed 24 | casamed hmo | Gap per year |
|---|---|---|---|
| 300 | CHF 360.40 | CHF 360.40 | — |
| 500 | CHF 348.70 | CHF 348.70 | — |
| 1'000 | CHF 319.60 | CHF 319.60 | — |
| 1'500 | CHF 290.40 | CHF 290.40 | — |
| 2'000 | CHF 261.20 | CHF 261.20 | — |
| 2'500 | CHF 232.10 | CHF 232.10 | — |
The comparison, region by region
- callmed 24 or casamed hmo?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.