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casamed médecin de famille or casamed pharm — Appenzell Innerrhoden

Appenzell Innerrhoden: with Vivao Sympany, casamed médecin de famille costs CHF 393.90 a month in 2026 and casamed pharm CHF 368.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

casamed pharm is the cheaper of the two here: CHF 301.20 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casamed médecin de famille and casamed pharm are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

Deductiblecasamed médecin de famillecasamed pharmGap per year
300CHF 393.90CHF 368.80CHF 301.20
500CHF 382.20CHF 357.10CHF 301.20
1'000CHF 353.10CHF 327.90CHF 302.40
1'500CHF 323.90CHF 298.80CHF 301.20
2'000CHF 294.70CHF 269.60CHF 301.20
2'500CHF 265.60CHF 240.40CHF 302.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.