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casamed médecin de famille or casamed pharm — Region 3, St. Gallen

Region 3, St. Gallen: with Vivao Sympany, casamed médecin de famille costs CHF 464.70 a month in 2026 and casamed pharm CHF 462.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

casamed pharm is the cheaper of the two here: CHF 32.40 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casamed médecin de famille and casamed pharm are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

Deductiblecasamed médecin de famillecasamed pharmGap per year
300CHF 464.70CHF 462.00CHF 32.40
500CHF 453.00CHF 450.40CHF 31.20
1'000CHF 423.80CHF 421.20CHF 31.20
1'500CHF 394.70CHF 392.00CHF 32.40
2'000CHF 365.50CHF 362.90CHF 31.20
2'500CHF 336.30CHF 333.70CHF 31.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.