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casamed médecin de famille or FlexHelp 24 — Region 3, Grisons

Region 3, Grisons: with Vivao Sympany, casamed médecin de famille costs CHF 443.70 a month in 2026 and FlexHelp 24 CHF 433.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FlexHelp 24 is the cheaper of the two here: CHF 117.60 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

casamed médecin de famille is a "Family doctor" model. FlexHelp 24 is a "Telemedicine and others" model.

  • casamed médecin de famille

    Family doctor

    You pick a family doctor and always go to them first.

  • FlexHelp 24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductiblecasamed médecin de familleFlexHelp 24Gap per year
300CHF 443.70CHF 433.90CHF 117.60
500CHF 432.10CHF 422.20CHF 118.80
1'000CHF 402.90CHF 393.10CHF 117.60
1'500CHF 373.70CHF 363.90CHF 117.60
2'000CHF 344.60CHF 334.70CHF 118.80
2'500CHF 315.40CHF 305.60CHF 117.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.