casamed médecin de famille or FlexHelp 24 — Region 2, Lucerne
Region 2, Lucerne: with Vivao Sympany, casamed médecin de famille costs CHF 463.50 a month in 2026 and FlexHelp 24 CHF 448.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FlexHelp 24 is the cheaper of the two here: CHF 184.80 saved per year against casamed médecin de famille, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
casamed médecin de famille is a "Family doctor" model. FlexHelp 24 is a "Telemedicine and others" model.
- casamed médecin de famille
Family doctor
You pick a family doctor and always go to them first.
- FlexHelp 24
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | casamed médecin de famille | FlexHelp 24 | Gap per year |
|---|---|---|---|
| 300 | CHF 463.50 | CHF 448.10 | CHF 184.80 |
| 500 | CHF 451.90 | CHF 436.40 | CHF 186.00 |
| 1'000 | CHF 422.70 | CHF 407.30 | CHF 184.80 |
| 1'500 | CHF 393.50 | CHF 378.10 | CHF 184.80 |
| 2'000 | CHF 364.40 | CHF 348.90 | CHF 186.00 |
| 2'500 | CHF 335.20 | CHF 319.80 | CHF 184.80 |
The comparison, region by region
- casamed médecin de famille or FlexHelp 24?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.