United Kingdom: 2026 Swiss health premiums for residents
United Kingdom — 13 insurers accept a policyholder living there, from CHF 265.10 to CHF 681.50 a month, for cover identical under Swiss law.
Between the cheapest and the dearest, the gap reaches CHF 4'997 a year. The cover is the same: the law sets it, not the insurer.
| Insurer | Adult (26+) | Young adult (19–25) | Child (0–18) | Accident surcharge |
|---|---|---|---|---|
| KPT | CHF 265.10 | CHF 244.60 | CHF 79.10 | +CHF 239 |
| Mutuel | CHF 299.40 | CHF 239.60 | CHF 114.80 | +CHF 270 |
| Helsana | CHF 365.50 | CHF 329.00 | CHF 84.00 | +CHF 330 |
| Assura-Basis | CHF 398.10 | CHF 398.10 | CHF 119.40 | +CHF 359 |
| CSS | CHF 409.20 | CHF 306.90 | CHF 90.00 | +CHF 370 |
| SWICA | CHF 413.80 | CHF 310.40 | CHF 99.40 | +CHF 373 |
| Sanitas | CHF 474.90 | CHF 403.60 | CHF 142.50 | +CHF 421 |
| Aquilana | CHF 481.10 | CHF 356.10 | CHF 47.25 | +CHF 434 |
| Agrisano | CHF 502.60 | CHF 502.60 | CHF 175.80 | +CHF 317 |
| ÖKK | CHF 524.60 | CHF 524.60 | CHF 131.20 | +CHF 473 |
| Vivao Sympany | CHF 551.50 | CHF 397.20 | CHF 275.80 | +CHF 498 |
| CONCORDIA | CHF 563.50 | CHF 450.80 | CHF 141.00 | +CHF 362 |
| Visana | CHF 681.50 | CHF 477.20 | CHF 191.20 | +CHF 409 |
You may be paying twice for accident cover
You work in Switzerland: your employer insures you against accidents under the LAA. The "with accident" variant of basic insurance covers the same risk a second time. Every premium on these pages is therefore shown WITHOUT accident cover — the "accident surcharge" column shows what the redundant variant would cost.
No HMO, no telemedicine, no family doctor
The official file contains only a base tariff for residents abroad. The alternative models that lower premiums inside Switzerland do not exist here. A comparison promising you one would promise something that does not exist.
The other neighbouring countries
Sources
- OFSP — primes de l’assurance-maladie (fichiers officiels)
- OFSP — assurance-maladie : comparaison des primes
Official FOPH EU/EFTA premium file, 2026 edition, reproduced unchanged. CHF 300 deductible for adults and young adults, CHF 0 for children — the only ones available in this file. This page publishes figures; it does not advise between Swiss and local cover.