The district of Toggenburg
The district of Toggenburg has 10 municipalities in the canton of St. Gallen. The lowest premium there is CHF 401.60 a month in 2026, for an adult with a CHF 300 deductible and accident cover.
Your neighbours do not pay the same
The district of Toggenburg straddles 2 premium regions. Two neighbouring municipalities in the same district can therefore be CHF 216.00 apart per year — for exactly the same cover. This is not a mistake: the premium follows the tariff region, not the district.
The district’s premium regions
The 10 municipalities of the district
Region 3 · CHF 401.60
Region 2 · CHF 419.60
Other districts in the canton of St. Gallen
Source: Federal Office of Public Health (FOPH) for premiums, Federal Statistical Office (FSO) for districts.