Health insurance in Lütisburg 2026

25 insurers offer basic cover in Lütisburg (St. Gallen). The benefits are identical everywhere — only the price differs.

The lowest premium

CHF 401.60 per month

Agrisano — AGRIsmart

Adult, CHF 300 deductible, accident cover included.

Gap to the most expensive insurer: CHF 2'374 per year.

active insurers

Region 3

Compare my exact premiums

Insurers available in Lütisburg

Each insurer’s lowest premium, adult, CHF 300 deductible, accident included. Every insurer is listed, with no exception and no paid placement.

#	Insurer	From
1	AgrisanoCheapest	CHF 401.60
2	SWICA	CHF 431.30
3	KPT	CHF 431.80
4	Galenos	CHF 434.40
5	Assura-Basis	CHF 435.10
6	CONCORDIA	CHF 441.10
7	Helsana	CHF 441.80
8	Atupri	CHF 443.10
9	sana24	CHF 444.80
10	Sanitas	CHF 445.80
11	CSS	CHF 446.30
12	ÖKK	CHF 447.10
13	Aquilana	CHF 447.80
14	Vivao Sympany	CHF 448.90
15	EGK	CHF 454.50
16	Sumiswalder	CHF 455.00
17	rhenusana	CHF 457.10
18	Mutuel	CHF 464.30
19	vita surselva	CHF 465.50
20	Avenir	CHF 471.40
21	Glarner	CHF 490.50
22	Visana	CHF 505.00
23	SLKK	CHF 506.80
24	Philos	CHF 512.50
25	Einsiedler	CHF 525.95

Where the municipality sits

Lütisburg sits in the cheapest of St. Gallen’s 3 premium regions. Few municipalities in the canton pay less.

These amounts apply to all 23 municipalities in the same premium region: a premium is set per zone, never per municipality.

The postcodes of Lütisburg

A postcode can straddle two municipalities in different regions. The municipality determines the premium, not the postcode — hence the list below.

9123 Nassen
9243 Jonschwil
9601 Lütisburg Station
9602 Bazenheid
9604 Lütisburg
9604 Oberrindal
9604 Unterrindal
9608 Ganterschwil

How the premium has moved

The zone’s lowest premium, year by year since 2015. The same profile every time: adult, CHF 300 deductible, accident included — otherwise the comparison would mean nothing.

That is +62.6 % over 11 years, or CHF 1'855 more per year.

Year	Lowest premium	Change
2015	CHF 247.00	—
2016	CHF 257.00	+4.0 %
2017	CHF 292.90	+14.0 %
2018	CHF 311.00	+6.2 %
2019	CHF 331.20	+6.5 %
2020	CHF 333.50	+0.7 %
2021	CHF 331.20	−0.7 %
2022	CHF 332.90	+0.5 %
2023	CHF 343.90	+3.3 %
2024	CHF 366.90	+6.7 %
2025	CHF 381.60	+4.0 %
2026	CHF 401.60	+5.2 %

Source: FOPH archives, one file per year. The amounts are those actually in force, not a retrospective estimate.

The 6 postcodes of this municipality

One postcode can cover several municipalities, and sometimes several premium regions. Each page says so.

9123 Nassen 9243 Jonschwil 9601 Lütisburg Station 9602 Bazenheid 9604 Lütisburg 9608 Ganterschwil

Elsewhere in St. Gallen

At strictly identical cover, changing premium region changes the price. Here is what the lowest premium costs in the canton’s other regions.

Region	Lowest premium	Gap over the year	For example
Region 3 (here)	CHF 401.60	—	Lütisburg
Region 2	CHF 419.60	CHF 216 more	Amden, Andwil (SG), Au (SG)
Region 1	CHF 479.65	CHF 937 more	Gaiserwald, Gossau (SG), Niederbüren

This table is not moving advice: it only says what geography costs, at benefits the law makes identical.

The municipalities of the Toggenburg district

They do not necessarily belong to the same premium region — check yours.

Municipality	Region	Lowest premium	Gap versus here
Lütisburg (here)	Region 3	CHF 401.60	—
Bütschwil-Ganterschwil	Region 3	CHF 401.60	same zone
Ebnat-Kappel	Region 3	CHF 401.60	same zone
Kirchberg (SG)	Region 2	CHF 419.60	CHF 216 more
Lichtensteig	Region 3	CHF 401.60	same zone
Mosnang	Region 3	CHF 401.60	same zone
Neckertal	Region 3	CHF 401.60	same zone
Nesslau	Region 3	CHF 401.60	same zone
Wattwil	Region 3	CHF 401.60	same zone
Wildhaus-Alt St. Johann	Region 3	CHF 401.60	same zone

Region 3 — St. Gallen

The FOPH splits some cantons into several premium regions. Two neighbouring municipalities can therefore pay different prices — which is why we never show a cantonal average in place of your prices.

See every municipality — St. Gallen →

district Toggenburg →