Annual cost-sharing cap
In one sentence
The maximum the co-payment can cost you in a year: CHF 700 for an adult, CHF 350 for a child.
What it changes for you
This cap bounds the worst case. Your maximum annual exposure is therefore not open-ended: it equals twelve premiums, plus the deductible you chose, plus this cap. A family with several children also benefits from an overall limit on the children’s share. This is the figure to look at before raising a deductible — not the premium alone.