Co-payment
In one sentence
The 10 % of costs you keep paying once the deductible is used up, capped at an annual maximum.
What it changes for you
Many people believe that once the deductible is reached everything is covered: it is not. The 10 % co-payment continues, capped at CHF 700 a year for an adult and CHF 350 for a child. On certain original medicines that have a generic equivalent it rises to 20 %. This is the amount systematically forgotten when choosing a high deductible.
Read next
- DeductibleThe amount of medical costs you pay in full each year before your insurer starts reimbursing anything.
- Annual cost-sharing capThe maximum the co-payment can cost you in a year: CHF 700 for an adult, CHF 350 for a child.
- Generic medicineA copy of a medicine whose patent has expired, with identical active substance and a lower price.