FOPH (Federal Office of Public Health)
In one sentence
The federal authority that approves every premium, supervises insurers and publishes the official data.
What it changes for you
No premium may be applied without its approval. It is also the source of everything you read here: the 217,000 premiums in our database come from its open files, not from a commercial agreement with an insurer. The difference is concrete — a comparator fed by insurers shows only those who pay it.