HMO practice in Region 3 of canton Grisons
12 of 24 insurers offer a HMO practice in Region 3 of canton Grisons. The lowest premium is CHF 425.70 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
With free choice of doctor the region’s lowest premium is CHF 426.00. This HMO practice therefore saves CHF 3.60 a year, for identical statutory cover.
The ranking, cheapest to dearest
12 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | ÖKK | Gesundheitszentrum | CHF 425.70 | View |
| 2 | CONCORDIA | HMO | CHF 426.20 | View |
| 3 | Vivao Sympany | casamed hmo | CHF 429.00 | View |
| 4 | Agrisano | AGRIeco | CHF 435.50 | View |
| 5 | Visana | Managed Care | CHF 445.90 | View |
| 6 | Sanitas | MultiAccess | CHF 454.80 | View |
| 7 | Mutuel | OptiMed | CHF 458.20 | View |
| 8 | Philos | OptiMed | CHF 461.00 | View |
| 9 | sana24 | Managed Care | CHF 476.70 | View |
| 10 | KPT | KPTwin.plus | CHF 480.70 | View |
| 11 | Avenir | OptiMed | CHF 483.00 | View |
| 12 | Galenos | Managed Care | CHF 501.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.