sana24 — Region 3 of canton Grisons, 2026 premiums
sana24 covers the 40 municipalities of Region 3 in canton Grisons. Its lowest adult premium here is CHF 287.70 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
sana24 ranks 10 out of 24 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 446.36 a month.
What staying costs
Moving from sana24 to vita surselva, the cheapest insurer in this region, saves CHF 378.00 a year for an adult on the same profile.
The full sana24 table
364 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 507.10 | CHF 491.90 | CHF 476.70 | CHF 436.20 |
| 500 | CHF 495.40 | CHF 480.20 | CHF 465.00 | CHF 424.50 |
| 1'000 | CHF 466.30 | CHF 451.10 | CHF 435.90 | CHF 395.30 |
| 1'500 | CHF 437.10 | CHF 421.90 | CHF 406.70 | CHF 366.20 |
| 2'000 | CHF 407.90 | CHF 392.70 | CHF 377.50 | CHF 337.00 |
| 2'500 | CHF 378.80 | CHF 363.60 | CHF 348.40 | CHF 307.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 386.50 | CHF 374.90 | CHF 371.10 | CHF 347.90 |
| 500 | CHF 374.80 | CHF 363.30 | CHF 359.40 | CHF 336.20 |
| 1'000 | CHF 345.70 | CHF 334.10 | CHF 330.20 | CHF 307.10 |
| 1'500 | CHF 316.50 | CHF 304.90 | CHF 301.10 | CHF 277.90 |
| 2'000 | CHF 287.30 | CHF 275.80 | CHF 271.90 | CHF 248.70 |
| 2'500 | CHF 258.20 | CHF 246.60 | CHF 242.70 | CHF 219.60 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 51.10 | CHF 50.60 | CHF 46.00 | CHF 50.60 |
| 100 | CHF 47.50 | CHF 47.10 | CHF 42.80 | CHF 47.10 |
| 200 | CHF 44.00 | CHF 43.50 | CHF 39.60 | CHF 43.50 |
| 300 | CHF 40.40 | CHF 40.00 | CHF 36.40 | CHF 40.00 |
| 400 | CHF 36.90 | CHF 36.50 | CHF 33.20 | CHF 36.50 |
| 500 | CHF 33.30 | CHF 33.00 | CHF 30.00 | CHF 33.00 |
| 600 | CHF 29.80 | CHF 29.50 | CHF 27.50 | CHF 29.50 |
With or without accident cover
With accident cover: CHF 507.10 a month. Without: CHF 474.00. Dropping it saves CHF 397.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 422.10 in 2025 to CHF 287.70 — a rise of 3.3 %.
The 40 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Grisons, not to the municipality.
Albula/Alvra · Andeer · Avers · Bergün Filisur · Breil/Brigels · Cazis · Disentis/Mustér · Domleschg · Falera · Ferrera · Flerden · Fürstenau · Ilanz/Glion · Laax · Lantsch/Lenz · Lumnezia · Masein · Medel (Lucmagn) · Muntogna da Schons · Obersaxen Mundaun · Rheinwald · Rongellen · Rothenbrunnen · Safiental · Sagogn · Scharans · Schluein · Schmitten (GR) · Sils im Domleschg · Sufers · Sumvitg · Surses · Thusis · Trun · Tschappina · Tujetsch · Urmein · Vals · Vaz/Obervaz · Zillis-Reischen
The other insurers in Region 3
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| vita surselva | CHF 404.70 | View |
| Agrisano | CHF 407.10 | View |
| curaulta | CHF 407.90 | View |
| Sumiswalder | CHF 424.60 | View |
| ÖKK | CHF 425.70 | View |
| CONCORDIA | CHF 426.20 | View |
| CSS | CHF 427.60 | View |
| Vivao Sympany | CHF 429.00 | View |
| Sanitas | CHF 434.75 | View |
| Helsana | CHF 441.80 | View |
| Visana | CHF 445.90 | View |
| SWICA | CHF 450.90 | View |
| Assura-Basis | CHF 451.00 | View |
| rhenusana | CHF 455.40 | View |
| Mutuel | CHF 455.60 | View |
| KPT | CHF 460.00 | View |
| Philos | CHF 461.00 | View |
| Aquilana | CHF 466.20 | View |
| EGK | CHF 467.90 | View |
| Atupri | CHF 468.00 | View |
| Avenir | CHF 483.00 | View |
| Galenos | CHF 488.30 | View |
| SLKK | CHF 493.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.