Visana — Region 3 of canton Grisons, 2026 premiums
Visana covers the 40 municipalities of Region 3 in canton Grisons. Its lowest adult premium here is CHF 296.80 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Visana ranks 12 out of 24 active insurers in Region 3, cheapest to dearest.
The regional average across insurers is CHF 446.36 a month.
What staying costs
Moving from Visana to vita surselva, the cheapest insurer in this region, saves CHF 494.40 a year for an adult on the same profile.
The full Visana table
364 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 530.70 | CHF 445.90 | CHF 445.90 | CHF 451.20 |
| 500 | CHF 524.00 | CHF 439.20 | CHF 439.20 | CHF 444.50 |
| 1'000 | CHF 489.90 | CHF 405.00 | CHF 405.00 | CHF 410.30 |
| 1'500 | CHF 460.70 | CHF 375.90 | CHF 375.90 | CHF 381.20 |
| 2'000 | CHF 431.50 | CHF 346.70 | CHF 346.70 | CHF 352.00 |
| 2'500 | CHF 402.40 | CHF 317.50 | CHF 317.50 | CHF 322.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 371.60 | CHF 334.50 | CHF 334.50 | CHF 338.20 |
| 500 | CHF 364.90 | CHF 327.80 | CHF 327.80 | CHF 331.50 |
| 1'000 | CHF 330.80 | CHF 293.70 | CHF 293.70 | CHF 297.40 |
| 1'500 | CHF 301.60 | CHF 264.50 | CHF 264.50 | CHF 268.20 |
| 2'000 | CHF 272.40 | CHF 235.30 | CHF 235.30 | CHF 239.00 |
| 2'500 | CHF 243.30 | CHF 206.20 | CHF 206.20 | CHF 209.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 53.40 | CHF 44.90 | CHF 44.90 | CHF 46.00 |
| 100 | CHF 48.10 | CHF 40.50 | CHF 40.50 | CHF 41.40 |
| 200 | CHF 42.30 | CHF 35.60 | CHF 35.60 | CHF 36.40 |
| 300 | CHF 35.90 | CHF 28.80 | CHF 28.80 | CHF 29.10 |
| 400 | CHF 30.60 | CHF 28.80 | CHF 28.80 | CHF 28.80 |
| 500 | CHF 28.80 | CHF 28.80 | CHF 28.80 | CHF 28.80 |
| 600 | CHF 28.80 | CHF 28.80 | CHF 28.80 | CHF 28.80 |
With or without accident cover
With accident cover: CHF 530.70 a month. Without: CHF 496.00. Dropping it saves CHF 416.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 433.80 in 2025 to CHF 296.80 — a rise of 2.8 %.
The 40 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 3 of canton Grisons, not to the municipality.
Albula/Alvra · Andeer · Avers · Bergün Filisur · Breil/Brigels · Cazis · Disentis/Mustér · Domleschg · Falera · Ferrera · Flerden · Fürstenau · Ilanz/Glion · Laax · Lantsch/Lenz · Lumnezia · Masein · Medel (Lucmagn) · Muntogna da Schons · Obersaxen Mundaun · Rheinwald · Rongellen · Rothenbrunnen · Safiental · Sagogn · Scharans · Schluein · Schmitten (GR) · Sils im Domleschg · Sufers · Sumvitg · Surses · Thusis · Trun · Tschappina · Tujetsch · Urmein · Vals · Vaz/Obervaz · Zillis-Reischen
The other insurers in Region 3
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| vita surselva | CHF 404.70 | View |
| Agrisano | CHF 407.10 | View |
| curaulta | CHF 407.90 | View |
| Sumiswalder | CHF 424.60 | View |
| ÖKK | CHF 425.70 | View |
| CONCORDIA | CHF 426.20 | View |
| CSS | CHF 427.60 | View |
| Vivao Sympany | CHF 429.00 | View |
| Sanitas | CHF 434.75 | View |
| sana24 | CHF 436.20 | View |
| Helsana | CHF 441.80 | View |
| SWICA | CHF 450.90 | View |
| Assura-Basis | CHF 451.00 | View |
| rhenusana | CHF 455.40 | View |
| Mutuel | CHF 455.60 | View |
| KPT | CHF 460.00 | View |
| Philos | CHF 461.00 | View |
| Aquilana | CHF 466.20 | View |
| EGK | CHF 467.90 | View |
| Atupri | CHF 468.00 | View |
| Avenir | CHF 483.00 | View |
| Galenos | CHF 488.30 | View |
| SLKK | CHF 493.90 | View |
Source: Federal Office of Public Health (FOPH), official premiums.