HMO practice in Region 1 of canton Lucerne
14 of 25 insurers offer a HMO practice in Region 1 of canton Lucerne. The lowest premium is CHF 451.60 a month for an adult, 300-franc deductible, accident cover included.
What this model earns
With free choice of doctor the region’s lowest premium is CHF 502.55. This HMO practice therefore saves CHF 611.40 a year, for identical statutory cover.
The ranking, cheapest to dearest
14 insurers offer this model in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Atupri | HMO | CHF 451.60 | View |
| 2 | Vivao Sympany | casamed hmo | CHF 465.50 | View |
| 3 | CONCORDIA | HMO | CHF 476.00 | View |
| 4 | ÖKK | Gesundheitszentrum | CHF 481.40 | View |
| 5 | Sanitas | MultiAccess | CHF 482.90 | View |
| 6 | Avenir | OptiMed | CHF 489.30 | View |
| 7 | SWICA | FAVORIT SANTE | CHF 496.70 | View |
| 8 | Agrisano | AGRIeco | CHF 504.40 | View |
| 9 | Philos | OptiMed | CHF 510.70 | View |
| 10 | Galenos | Managed Care | CHF 511.90 | View |
| 11 | sana24 | Managed Care | CHF 523.90 | View |
| 12 | KPT | KPTwin.plus | CHF 526.90 | View |
| 13 | Visana | Managed Care | CHF 529.70 | View |
| 14 | Mutuel | OptiMed | CHF 563.80 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.