Agrisano — Region 1 of canton Lucerne, 2026 premiums
Agrisano covers the 5 municipalities of Region 1 in canton Lucerne. Its lowest adult premium here is CHF 361.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Agrisano ranks 14 out of 25 active insurers in Region 1, cheapest to dearest.
The regional average across insurers is CHF 498.12 a month.
What staying costs
Moving from Agrisano to Atupri, the cheapest insurer in this region, saves CHF 535.20 a year for an adult on the same profile.
The full Agrisano table
144 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 548.30 | CHF 504.40 | CHF 496.20 |
| 500 | CHF 536.60 | CHF 493.70 | CHF 485.60 |
| 1'000 | CHF 507.50 | CHF 466.90 | CHF 459.30 |
| 1'500 | CHF 478.30 | CHF 440.00 | CHF 432.90 |
| 2'000 | CHF 449.10 | CHF 413.20 | CHF 406.40 |
| 2'500 | CHF 420.00 | CHF 386.40 | CHF 380.10 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 300 | CHF 400.30 | CHF 368.30 | CHF 362.30 |
| 500 | CHF 388.60 | CHF 357.50 | CHF 351.70 |
| 1'000 | CHF 359.50 | CHF 330.70 | CHF 325.30 |
| 1'500 | CHF 330.30 | CHF 303.90 | CHF 298.90 |
| 2'000 | CHF 301.10 | CHF 277.00 | CHF 272.50 |
| 2'500 | CHF 272.00 | CHF 250.20 | CHF 246.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | HMO | Other model |
|---|---|---|---|
| 0 | CHF 54.80 | CHF 50.40 | CHF 49.60 |
| 200 | CHF 47.10 | CHF 43.30 | CHF 42.60 |
| 300 | CHF 40.00 | CHF 36.80 | CHF 36.20 |
| 400 | CHF 33.40 | CHF 30.70 | CHF 30.20 |
| 500 | CHF 32.30 | CHF 29.70 | CHF 29.20 |
| 600 | CHF 31.20 | CHF 29.00 | CHF 28.80 |
With or without accident cover
With accident cover: CHF 548.30 a month. Without: CHF 520.90. Dropping it saves CHF 328.80 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 488.90 in 2025 to CHF 361.10 — a rise of 1.5 %.
The 5 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Lucerne, not to the municipality.
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Atupri | CHF 451.60 | View |
| Sanitas | CHF 461.60 | View |
| Vivao Sympany | CHF 465.50 | View |
| Helsana | CHF 472.00 | View |
| Luzerner Hinterland | CHF 472.40 | View |
| CSS | CHF 473.80 | View |
| Avenir | CHF 475.40 | View |
| CONCORDIA | CHF 476.00 | View |
| Assura-Basis | CHF 478.80 | View |
| ÖKK | CHF 481.40 | View |
| sana24 | CHF 484.50 | View |
| EGK | CHF 491.60 | View |
| Galenos | CHF 495.30 | View |
| SWICA | CHF 496.70 | View |
| KPT | CHF 498.70 | View |
| Aquilana | CHF 500.60 | View |
| Sumiswalder | CHF 504.50 | View |
| SLKK | CHF 508.90 | View |
| Philos | CHF 510.70 | View |
| Visana | CHF 529.70 | View |
| vita surselva | CHF 543.40 | View |
| rhenusana | CHF 547.90 | View |
| Mutuel | CHF 560.60 | View |
| Einsiedler | CHF 575.25 | View |
Source: Federal Office of Public Health (FOPH), official premiums.