Atupri — Region 1 of canton Lucerne, 2026 premiums
Atupri covers the 5 municipalities of Region 1 in canton Lucerne. Its lowest adult premium here is CHF 307.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Atupri is the cheapest insurer in Region 1, out of 25 active insurers.
The regional average across insurers is CHF 498.12 a month.
What staying costs
Atupri is already the cheapest in Region 1: no insurer here does better on the same profile.
The full Atupri table
204 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 525.10 | CHF 477.80 | CHF 451.60 | CHF 467.30 |
| 500 | CHF 513.50 | CHF 466.20 | CHF 440.00 | CHF 455.70 |
| 1'000 | CHF 484.30 | CHF 437.00 | CHF 410.80 | CHF 426.50 |
| 1'500 | CHF 455.10 | CHF 407.80 | CHF 381.60 | CHF 397.30 |
| 2'000 | CHF 426.00 | CHF 378.70 | CHF 352.50 | CHF 368.20 |
| 2'500 | CHF 396.80 | CHF 349.50 | CHF 323.30 | CHF 339.00 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 391.70 | CHF 356.40 | CHF 336.90 | CHF 348.60 |
| 500 | CHF 380.10 | CHF 344.80 | CHF 325.30 | CHF 337.00 |
| 1'000 | CHF 350.90 | CHF 315.60 | CHF 296.10 | CHF 307.80 |
| 1'500 | CHF 321.70 | CHF 286.40 | CHF 266.90 | CHF 278.60 |
| 2'000 | CHF 292.60 | CHF 257.30 | CHF 237.80 | CHF 249.50 |
| 2'500 | CHF 263.40 | CHF 228.10 | CHF 208.60 | CHF 220.30 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 141.80 | CHF 129.00 | CHF 121.90 | CHF 126.20 |
| 100 | CHF 136.00 | CHF 123.20 | CHF 116.10 | CHF 120.40 |
| 200 | CHF 130.20 | CHF 117.40 | CHF 110.30 | CHF 114.60 |
| 400 | CHF 118.50 | CHF 105.70 | CHF 98.60 | CHF 102.90 |
| 600 | CHF 106.80 | CHF 94.00 | CHF 86.90 | CHF 91.20 |
With or without accident cover
With accident cover: CHF 525.10 a month. Without: CHF 498.80. Dropping it saves CHF 315.60 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 434.70 in 2025 to CHF 307.10 — a rise of 3.9 %.
The 5 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Lucerne, not to the municipality.
The other insurers in Region 1
25 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Sanitas | CHF 461.60 | View |
| Vivao Sympany | CHF 465.50 | View |
| Helsana | CHF 472.00 | View |
| Luzerner Hinterland | CHF 472.40 | View |
| CSS | CHF 473.80 | View |
| Avenir | CHF 475.40 | View |
| CONCORDIA | CHF 476.00 | View |
| Assura-Basis | CHF 478.80 | View |
| ÖKK | CHF 481.40 | View |
| sana24 | CHF 484.50 | View |
| EGK | CHF 491.60 | View |
| Galenos | CHF 495.30 | View |
| Agrisano | CHF 496.20 | View |
| SWICA | CHF 496.70 | View |
| KPT | CHF 498.70 | View |
| Aquilana | CHF 500.60 | View |
| Sumiswalder | CHF 504.50 | View |
| SLKK | CHF 508.90 | View |
| Philos | CHF 510.70 | View |
| Visana | CHF 529.70 | View |
| vita surselva | CHF 543.40 | View |
| rhenusana | CHF 547.90 | View |
| Mutuel | CHF 560.60 | View |
| Einsiedler | CHF 575.25 | View |
Source: Federal Office of Public Health (FOPH), official premiums.