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Assura-Basis or CONCORDIA in Region 3 of canton Bern?

In Region 3, CONCORDIA is CHF 80.40 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CONCORDIA comes down to CHF 495.60 a month, Assura-Basis to CHF 502.30. The gap is CHF 80.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 447.50 a month. Moving there rather than to CONCORDIA is worth CHF 577.20 more a year. Agrisano

Where they stand in the region

Assura-Basis ranks 17 and CONCORDIA ranks 12, out of 26 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisCONCORDIAGap
300CHF 577.30CHF 586.40− 9.10
500CHF 565.70CHF 574.80− 9.10
1'000CHF 536.50CHF 545.60− 9.10
1'500CHF 507.30CHF 516.40− 9.10
2'000CHF 478.20CHF 487.30− 9.10
2'500CHF 449.00CHF 458.10− 9.10

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisCONCORDIA
Family doctorCHF 502.30CHF 527.80
Free choice of doctorCHF 577.30CHF 586.40
HMO practice—CHF 495.60
Other model—CHF 507.30

How they moved in this region

Against 2025, Assura-Basis moves by + 2.1 % and CONCORDIA by + 9.9 % in this region.

Assura-Basis, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.