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Assura-Basis or CONCORDIA in Region 3 of canton Grisons?

In Region 3, CONCORDIA is CHF 297.60 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

CONCORDIA comes down to CHF 426.20 a month, Assura-Basis to CHF 451.00. The gap is CHF 297.60 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is vita surselva, at CHF 404.70 a month. Moving there rather than to CONCORDIA is worth CHF 258.00 more a year. vita surselva

Where they stand in the region

Assura-Basis ranks 14 and CONCORDIA ranks 6, out of 24 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisCONCORDIAGap
300CHF 495.60CHF 498.40− 2.80
500CHF 484.00CHF 486.80− 2.80
1'000CHF 454.80CHF 457.60− 2.80
1'500CHF 425.60CHF 428.40− 2.80
2'000CHF 396.50CHF 399.30− 2.80
2'500CHF 367.30CHF 370.10− 2.80

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisCONCORDIA
Family doctorCHF 451.00CHF 441.10
Free choice of doctorCHF 495.60CHF 498.40
Other model—CHF 426.20
HMO practice—CHF 426.20

How they moved in this region

Against 2025, Assura-Basis moves by + 5.0 % and CONCORDIA by + 5.7 % in this region.

Assura-Basis, CONCORDIA, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.