Assura-Basis or EGK in Region 2 of canton St. Gallen?
In Region 2, EGK is CHF 2.40 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
EGK comes down to CHF 457.80 a month, Assura-Basis to CHF 458.00. The gap is CHF 2.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 419.60 a month. Moving there rather than to EGK is worth CHF 458.40 more a year. Agrisano
Where they stand in the region
Assura-Basis ranks 11 and EGK ranks 10, out of 25 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | EGK | Gap |
|---|---|---|---|
| 300 | CHF 551.70 | CHF 526.10 | + 25.60 |
| 500 | CHF 540.10 | CHF 514.40 | + 25.70 |
| 1'000 | CHF 510.90 | CHF 485.20 | + 25.70 |
| 1'500 | CHF 481.70 | CHF 456.10 | + 25.60 |
| 2'000 | CHF 452.60 | CHF 426.90 | + 25.70 |
| 2'500 | CHF 423.40 | CHF 397.70 | + 25.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | EGK |
|---|---|---|
| Family doctor | CHF 458.00 | CHF 478.80 |
| Free choice of doctor | CHF 551.70 | CHF 526.10 |
| Other model | — | CHF 457.80 |
How they moved in this region
Against 2025, Assura-Basis moves by + 2.4 % and EGK by + 3.4 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.