Assura-Basis or KPT in Region 1 of canton Zurich?
In Region 1, Assura-Basis is CHF 252.00 a year cheaper than KPT for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 522.80 a month, KPT to CHF 543.80. The gap is CHF 252.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Atupri, at CHF 517.70 a month. Moving there rather than to Assura-Basis is worth CHF 61.20 more a year. Atupri
Where they stand in the region
Assura-Basis ranks 2 and KPT ranks 9, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | KPT | Gap |
|---|---|---|---|
| 300 | CHF 629.80 | CHF 647.70 | − 17.90 |
| 500 | CHF 618.20 | CHF 636.10 | − 17.90 |
| 1'000 | CHF 589.00 | CHF 606.90 | − 17.90 |
| 1'500 | CHF 559.80 | CHF 577.70 | − 17.90 |
| 2'000 | CHF 530.70 | — | — |
| 2'500 | CHF 501.50 | CHF 519.40 | − 17.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | KPT |
|---|---|---|
| Family doctor | CHF 522.80 | CHF 564.60 |
| Free choice of doctor | CHF 629.80 | CHF 647.70 |
| Other model | — | CHF 543.80 |
| HMO practice | — | CHF 559.40 |
How they moved in this region
Against 2025, Assura-Basis moves by + 4.9 % and KPT by + 3.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.