Skip to content
Sophie

Assura-Basis or Mutuel in Region 1 of canton Fribourg?

In Region 1, Assura-Basis is CHF 242.40 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 521.90 a month, Mutuel to CHF 542.10. The gap is CHF 242.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Vivao Sympany, at CHF 501.10 a month. Moving there rather than to Assura-Basis is worth CHF 249.60 more a year. Vivao Sympany

Where they stand in the region

Assura-Basis ranks 13 and Mutuel ranks 18, out of 23 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisMutuelGap
300CHF 628.70CHF 645.30− 16.60
500CHF 617.10CHF 633.80− 16.70
1'000CHF 587.90CHF 604.80− 16.90
1'500CHF 558.70CHF 575.30− 16.60
2'000CHF 529.60CHF 546.30− 16.70
2'500CHF 500.40CHF 517.30− 16.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisMutuel
Family doctorCHF 521.90CHF 587.30
Other modelCHF 540.70CHF 551.80
Free choice of doctorCHF 628.70CHF 645.30
HMO practice—CHF 542.10

How they moved in this region

Against 2025, Assura-Basis moves by + 4.6 % and Mutuel by + 3.9 % in this region.

Assura-Basis, Mutuel, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.