Assura-Basis or Visana in Region 1 of canton Bern?
In Region 1, Visana is CHF 592.80 a year cheaper than Assura-Basis for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Visana comes down to CHF 540.10 a month, Assura-Basis to CHF 589.50. The gap is CHF 592.80 a year, 300-franc deductible, accident cover included.
What the question hides
Visana is also the cheapest insurer in the region, out of 26 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Assura-Basis ranks 13 and Visana ranks 1, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | Visana | Gap |
|---|---|---|---|
| 300 | CHF 689.40 | CHF 665.10 | + 24.30 |
| 500 | CHF 677.80 | CHF 658.40 | + 19.40 |
| 1'000 | CHF 648.60 | CHF 624.30 | + 24.30 |
| 1'500 | CHF 619.40 | CHF 595.10 | + 24.30 |
| 2'000 | CHF 590.30 | CHF 565.90 | + 24.40 |
| 2'500 | CHF 561.10 | CHF 536.80 | + 24.30 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | Visana |
|---|---|---|
| Family doctor | CHF 589.50 | CHF 597.30 |
| Free choice of doctor | CHF 689.40 | CHF 665.10 |
| HMO practice | — | CHF 540.10 |
| Other model | — | CHF 556.10 |
How they moved in this region
Against 2025, Assura-Basis moves by + 2.7 % and Visana by + 3.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.