Assura-Basis or Visana in Region 2 of canton Schaffhausen?
In Region 2, Assura-Basis is CHF 31.20 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Assura-Basis comes down to CHF 452.60 a month, Visana to CHF 455.20. The gap is CHF 31.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to Assura-Basis is worth CHF 225.60 more a year. Agrisano
Where they stand in the region
Assura-Basis ranks 3 and Visana ranks 4, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Assura-Basis | Visana | Gap |
|---|---|---|---|
| 300 | CHF 514.30 | CHF 548.40 | − 34.10 |
| 500 | CHF 502.70 | CHF 541.70 | − 39.00 |
| 1'000 | CHF 473.50 | CHF 507.60 | − 34.10 |
| 1'500 | CHF 444.30 | CHF 478.40 | − 34.10 |
| 2'000 | CHF 415.20 | CHF 449.20 | − 34.00 |
| 2'500 | CHF 386.00 | CHF 420.10 | − 34.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Assura-Basis | Visana |
|---|---|---|
| Family doctor | CHF 452.60 | CHF 482.60 |
| Free choice of doctor | CHF 514.30 | CHF 548.40 |
| Other model | — | CHF 455.20 |
| HMO practice | — | CHF 482.60 |
How they moved in this region
Against 2025, Assura-Basis moves by − 0.1 % and Visana by + 3.5 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.