Skip to content
Sophie

Assura-Basis or Visana in Region 3 of canton St. Gallen?

In Region 3, Assura-Basis is CHF 838.80 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 435.10 a month, Visana to CHF 505.00. The gap is CHF 838.80 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 401.60 a month. Moving there rather than to Assura-Basis is worth CHF 402.00 more a year. Agrisano

Where they stand in the region

Assura-Basis ranks 5 and Visana ranks 22, out of 25 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisVisanaGap
300CHF 524.20CHF 594.10− 69.90
500CHF 512.60CHF 587.40− 74.80
1'000CHF 483.40CHF 553.30− 69.90
1'500CHF 454.20CHF 524.10− 69.90
2'000CHF 425.10CHF 494.90− 69.80
2'500CHF 395.90CHF 465.80− 69.90

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisVisana
Family doctorCHF 435.10CHF 511.00
Free choice of doctorCHF 524.20CHF 594.10
HMO practice—CHF 505.00
Other model—CHF 511.00

How they moved in this region

Against 2025, Assura-Basis moves by + 2.4 % and Visana by + 1.2 % in this region.

Assura-Basis, Visana, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.