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Assura-Basis or Visana in Region 3 of canton Zurich?

In Region 3, Assura-Basis is CHF 104.40 a year cheaper than Visana for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Assura-Basis comes down to CHF 454.00 a month, Visana to CHF 462.70. The gap is CHF 104.40 a year, 300-franc deductible, accident cover included.

What the question hides

Neither is the cheapest here: that is Agrisano, at CHF 427.80 a month. Moving there rather than to Assura-Basis is worth CHF 314.40 more a year. Agrisano

Where they stand in the region

Assura-Basis ranks 7 and Visana ranks 9, out of 27 active insurers in this region.

Deductible by deductible

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

DeductibleAssura-BasisVisanaGap
300CHF 515.90CHF 571.10− 55.20
500CHF 504.30CHF 564.40− 60.10
1'000CHF 475.10CHF 530.30− 55.20
1'500CHF 445.90CHF 501.10− 55.20
2'000CHF 416.80CHF 471.90− 55.10
2'500CHF 387.60CHF 442.80− 55.20

Model by model

Each insurer’s lowest rate in each model type, 300-franc deductible.

ModelAssura-BasisVisana
Family doctorCHF 454.00CHF 502.60
Free choice of doctorCHF 515.90CHF 571.10
HMO practice—CHF 462.70
Other model—CHF 502.60

How they moved in this region

Against 2025, Assura-Basis moves by + 2.4 % and Visana by + 3.7 % in this region.

Assura-Basis, Visana, or another?

The comparator works out your actual premium across all 34 insurers at once, from your age, deductible and municipality.

Source: Federal Office of Public Health (FOPH), official premiums.