Atupri or Mutuel in Region 1 of canton Bern?
In Region 1, Atupri is CHF 627.60 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 548.90 a month, Mutuel to CHF 601.20. The gap is CHF 627.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Visana, at CHF 540.10 a month. Moving there rather than to Atupri is worth CHF 105.60 more a year. Visana
Where they stand in the region
Atupri ranks 3 and Mutuel ranks 16, out of 26 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 648.10 | CHF 687.00 | − 38.90 |
| 500 | CHF 636.50 | CHF 675.50 | − 39.00 |
| 1'000 | CHF 607.30 | CHF 646.50 | − 39.20 |
| 1'500 | CHF 578.10 | CHF 617.00 | − 38.90 |
| 2'000 | CHF 549.00 | CHF 588.00 | − 39.00 |
| 2'500 | CHF 519.80 | CHF 559.00 | − 39.20 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | Mutuel |
|---|---|---|
| HMO practice | CHF 548.90 | CHF 604.60 |
| Other model | CHF 558.70 | CHF 601.20 |
| Family doctor | CHF 590.40 | CHF 625.20 |
| Free choice of doctor | CHF 648.10 | CHF 687.00 |
How they moved in this region
Against 2025, Atupri moves by + 2.1 % and Mutuel by + 3.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.