Visana — Region 1 of canton Bern, 2026 premiums
Visana covers the 15 municipalities of Region 1 in canton Bern. Its lowest adult premium here is CHF 389.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Visana is the cheapest insurer in Region 1, out of 26 active insurers.
The regional average across insurers is CHF 593.80 a month.
What staying costs
Visana is already the cheapest in Region 1: no insurer here does better on the same profile.
The full Visana table
416 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 665.10 | CHF 597.30 | CHF 540.10 | CHF 556.10 |
| 500 | CHF 658.40 | CHF 590.60 | CHF 533.50 | CHF 549.40 |
| 1'000 | CHF 624.30 | CHF 556.50 | CHF 502.00 | CHF 515.30 |
| 1'500 | CHF 595.10 | CHF 527.30 | CHF 472.80 | CHF 486.10 |
| 2'000 | CHF 565.90 | CHF 498.10 | CHF 446.30 | CHF 456.90 |
| 2'500 | CHF 536.80 | CHF 469.00 | CHF 417.10 | CHF 427.80 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 473.00 | CHF 422.40 | CHF 387.00 | CHF 419.80 |
| 500 | CHF 466.30 | CHF 415.80 | CHF 380.30 | CHF 413.20 |
| 1'000 | CHF 432.20 | CHF 381.60 | CHF 346.60 | CHF 379.00 |
| 1'500 | CHF 403.00 | CHF 352.40 | CHF 317.50 | CHF 349.80 |
| 2'000 | CHF 373.80 | CHF 323.30 | CHF 288.80 | CHF 320.70 |
| 2'500 | CHF 344.70 | CHF 294.10 | CHF 259.60 | CHF 291.50 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 66.90 | CHF 59.80 | CHF 54.20 | CHF 56.20 |
| 100 | CHF 61.00 | CHF 53.90 | CHF 48.80 | CHF 50.70 |
| 200 | CHF 55.20 | CHF 48.10 | CHF 43.00 | CHF 44.60 |
| 300 | CHF 49.40 | CHF 42.30 | CHF 36.90 | CHF 38.70 |
| 400 | CHF 43.50 | CHF 36.40 | CHF 36.00 | CHF 36.00 |
| 500 | CHF 37.70 | CHF 36.00 | CHF 36.00 | CHF 36.00 |
| 600 | CHF 36.00 | CHF 36.00 | CHF 36.00 | CHF 36.00 |
With or without accident cover
With accident cover: CHF 665.10 a month. Without: CHF 621.60. Dropping it saves CHF 522.00 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 519.80 in 2025 to CHF 389.90 — a rise of 3.9 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Bern, not to the municipality.
Bern · Biel/Bienne · Bolligen · Bremgarten bei Bern · Evilard · Ittigen · Kirchlindach · Köniz · Muri bei Bern · Oberbalm · Ostermundigen · Stettlen · Vechigen · Wohlen bei Bern · Zollikofen
The other insurers in Region 1
26 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Vivao Sympany | CHF 545.90 | View |
| Atupri | CHF 548.90 | View |
| Helsana | CHF 548.90 | View |
| Sanitas | CHF 552.30 | View |
| sana24 | CHF 571.80 | View |
| CSS | CHF 577.10 | View |
| KPT | CHF 578.10 | View |
| Steffisburg | CHF 581.10 | View |
| SWICA | CHF 582.70 | View |
| ÖKK | CHF 585.20 | View |
| Sumiswalder | CHF 586.50 | View |
| Assura-Basis | CHF 589.50 | View |
| CONCORDIA | CHF 590.80 | View |
| sodalis | CHF 598.20 | View |
| Mutuel | CHF 601.20 | View |
| EGK | CHF 603.40 | View |
| Avenir | CHF 606.70 | View |
| SLKK | CHF 607.70 | View |
| Philos | CHF 609.30 | View |
| Agrisano | CHF 611.30 | View |
| Aquilana | CHF 612.70 | View |
| Galenos | CHF 630.20 | View |
| Luzerner Hinterland | CHF 634.95 | View |
| vita surselva | CHF 646.00 | View |
| rhenusana | CHF 698.20 | View |
Source: Federal Office of Public Health (FOPH), official premiums.