Atupri or Mutuel in Region 1 of canton Grisons?
In Region 1, Mutuel is CHF 458.40 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Mutuel comes down to CHF 479.50 a month, Atupri to CHF 517.70. The gap is CHF 458.40 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Sanitas, at CHF 453.60 a month. Moving there rather than to Mutuel is worth CHF 310.80 more a year. Sanitas
Where they stand in the region
Atupri ranks 20 and Mutuel ranks 9, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 595.00 | CHF 548.00 | + 47.00 |
| 500 | CHF 583.40 | CHF 536.50 | + 46.90 |
| 1'000 | CHF 554.20 | CHF 507.50 | + 46.70 |
| 1'500 | CHF 525.00 | CHF 478.00 | + 47.00 |
| 2'000 | CHF 495.90 | CHF 449.00 | + 46.90 |
| 2'500 | CHF 466.70 | CHF 420.00 | + 46.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | Mutuel |
|---|---|---|
| Family doctor | CHF 517.70 | CHF 498.70 |
| Other model | CHF 529.60 | CHF 479.50 |
| Free choice of doctor | CHF 595.00 | CHF 548.00 |
| HMO practice | — | CHF 482.30 |
How they moved in this region
Against 2025, Atupri moves by + 9.5 % and Mutuel by + 6.9 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.