Sanitas — Region 1 of canton Grisons, 2026 premiums
Sanitas covers the 15 municipalities of Region 1 in canton Grisons. Its lowest adult premium here is CHF 302.90 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
Sanitas is the cheapest insurer in Region 1, out of 24 active insurers.
The regional average across insurers is CHF 500.02 a month.
What staying costs
Sanitas is already the cheapest in Region 1: no insurer here does better on the same profile.
The full Sanitas table
304 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 539.90 | CHF 469.70 | CHF 491.40 | CHF 453.60 |
| 500 | CHF 528.30 | CHF 458.10 | CHF 479.80 | CHF 442.00 |
| 1'000 | CHF 499.10 | CHF 428.90 | CHF 450.60 | CHF 412.80 |
| 1'500 | CHF 469.90 | CHF 399.70 | CHF 421.40 | CHF 383.60 |
| 2'000 | CHF 440.80 | CHF 370.60 | CHF 392.30 | CHF 354.50 |
| 2'500 | CHF 411.60 | CHF 341.40 | CHF 363.10 | CHF 325.30 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 357.50 | CHF 343.10 | CHF 346.80 | CHF 343.20 |
| 500 | CHF 345.90 | CHF 331.50 | CHF 335.20 | CHF 331.60 |
| 1'000 | CHF 316.70 | CHF 302.30 | CHF 306.00 | CHF 302.40 |
| 1'500 | CHF 287.50 | CHF 273.10 | CHF 276.80 | CHF 273.20 |
| 2'000 | CHF 258.40 | CHF 244.00 | CHF 247.70 | CHF 244.10 |
| 2'500 | CHF 229.20 | CHF 214.80 | CHF 218.50 | CHF 214.90 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 132.30 | CHF 128.35 | CHF 129.70 | CHF 127.10 |
| 100 | CHF 126.50 | CHF 122.55 | CHF 123.90 | CHF 121.30 |
| 200 | CHF 120.70 | CHF 116.75 | CHF 118.10 | CHF 115.50 |
| 300 | CHF 114.80 | CHF 110.85 | CHF 112.20 | CHF 109.60 |
| 400 | CHF 109.00 | CHF 105.05 | CHF 106.40 | CHF 103.80 |
| 500 | CHF 103.20 | CHF 99.25 | CHF 100.60 | CHF 98.00 |
| 600 | CHF 97.30 | CHF 93.35 | CHF 94.70 | CHF 92.10 |
With or without accident cover
With accident cover: CHF 539.90 a month. Without: CHF 502.70. Dropping it saves CHF 446.40 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 439.80 in 2025 to CHF 302.90 — a rise of 3.1 %.
The 15 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Grisons, not to the municipality.
Arosa · Buseno · Calanca · Cama · Castaneda · Chur · Churwalden · Grono · Lostallo · Mesocco · Rossa · Roveredo (GR) · San Vittore · Santa Maria in Calanca · Soazza
The other insurers in Region 1
24 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| KPT | CHF 460.80 | View |
| CONCORDIA | CHF 461.70 | View |
| ÖKK | CHF 463.50 | View |
| CSS | CHF 473.90 | View |
| vita surselva | CHF 474.05 | View |
| curaulta | CHF 475.10 | View |
| Helsana | CHF 479.00 | View |
| Mutuel | CHF 479.50 | View |
| Sumiswalder | CHF 484.10 | View |
| SWICA | CHF 492.50 | View |
| sana24 | CHF 501.10 | View |
| Vivao Sympany | CHF 506.40 | View |
| Aquilana | CHF 507.80 | View |
| Avenir | CHF 508.40 | View |
| rhenusana | CHF 510.00 | View |
| Agrisano | CHF 512.10 | View |
| Philos | CHF 512.20 | View |
| Visana | CHF 514.60 | View |
| Atupri | CHF 517.70 | View |
| Assura-Basis | CHF 544.80 | View |
| EGK | CHF 548.10 | View |
| Galenos | CHF 551.90 | View |
| SLKK | CHF 567.70 | View |
Source: Federal Office of Public Health (FOPH), official premiums.