Atupri or Mutuel in Region 1 of canton Schaffhausen?
In Region 1, Atupri is CHF 469.20 a year cheaper than Mutuel for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
Atupri comes down to CHF 516.10 a month, Mutuel to CHF 555.20. The gap is CHF 469.20 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is ÖKK, at CHF 480.30 a month. Moving there rather than to Atupri is worth CHF 429.60 more a year. ÖKK
Where they stand in the region
Atupri ranks 12 and Mutuel ranks 21, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | Mutuel | Gap |
|---|---|---|---|
| 300 | CHF 586.50 | CHF 630.90 | − 44.40 |
| 500 | CHF 574.90 | CHF 619.40 | − 44.50 |
| 1'000 | CHF 545.70 | CHF 590.40 | − 44.70 |
| 1'500 | CHF 516.50 | CHF 560.90 | − 44.40 |
| 2'000 | CHF 487.40 | CHF 531.90 | − 44.50 |
| 2'500 | CHF 458.20 | CHF 502.90 | − 44.70 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | Mutuel |
|---|---|---|
| HMO practice | CHF 516.10 | CHF 555.20 |
| Other model | CHF 522.00 | CHF 556.80 |
| Family doctor | CHF 533.70 | CHF 574.20 |
| Free choice of doctor | CHF 586.50 | CHF 630.90 |
How they moved in this region
Against 2025, Atupri moves by + 3.0 % and Mutuel by + 3.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.