ÖKK — Region 1 of canton Schaffhausen, 2026 premiums
ÖKK covers the 2 municipalities of Region 1 in canton Schaffhausen. Its lowest adult premium here is CHF 335.10 a month, with a 300-franc deductible and accident cover included.
Where it stands in this region
ÖKK is the cheapest insurer in Region 1, out of 23 active insurers.
The regional average across insurers is CHF 519.77 a month.
What staying costs
ÖKK is already the cheapest in Region 1: no insurer here does better on the same profile.
The full ÖKK table
160 official rates for this region. Each cell gives the lowest price for that model at that deductible, accident cover included.
Adults From age 26.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 552.00 | CHF 496.80 | CHF 480.30 | CHF 496.80 |
| 500 | CHF 540.40 | CHF 485.20 | CHF 468.70 | CHF 485.20 |
| 1'000 | CHF 511.20 | CHF 456.00 | CHF 439.50 | CHF 456.00 |
| 1'500 | CHF 482.00 | CHF 426.80 | CHF 410.30 | CHF 426.80 |
| 2'000 | CHF 452.90 | CHF 397.70 | CHF 381.20 | CHF 397.70 |
| 2'500 | CHF 423.70 | CHF 368.50 | CHF 360.30 | CHF 368.50 |
Young adults Ages 19 to 25.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 300 | CHF 441.60 | CHF 397.50 | CHF 384.20 | CHF 397.50 |
| 500 | CHF 430.00 | CHF 385.90 | CHF 372.60 | CHF 385.90 |
| 1'000 | CHF 400.80 | CHF 356.70 | CHF 343.40 | CHF 356.70 |
| 1'500 | CHF 371.60 | CHF 327.50 | CHF 314.20 | CHF 327.50 |
| 2'000 | CHF 342.50 | CHF 298.40 | CHF 285.10 | CHF 298.40 |
| 2'500 | CHF 313.30 | CHF 269.20 | CHF 264.20 | CHF 269.20 |
Children Up to age 18.
| Deductible | Free choice of doctor | Family doctor | HMO | Other model |
|---|---|---|---|---|
| 0 | CHF 121.50 | CHF 109.30 | CHF 105.70 | CHF 109.30 |
| 200 | CHF 109.90 | CHF 97.70 | CHF 94.10 | CHF 97.70 |
| 400 | CHF 98.20 | CHF 86.00 | CHF 82.40 | CHF 86.00 |
| 600 | CHF 86.50 | CHF 74.30 | CHF 70.70 | CHF 74.30 |
With or without accident cover
With accident cover: CHF 552.00 a month. Without: CHF 513.40. Dropping it saves CHF 463.20 a year — but only if your employer already insures accidents, which requires at least eight hours of work a week.
Every other figure on this page includes accident cover.
Compared with last year
In this region the insurer’s lowest premium goes from CHF 466.40 in 2025 to CHF 335.10 — a rise of 3.0 %.
The 2 municipalities in this region
They all pay exactly the same rate: under basic insurance the premium belongs to Region 1 of canton Schaffhausen, not to the municipality.
The other insurers in Region 1
23 insurers offer premiums in this region. Lowest adult premium, 300-franc deductible, accident cover included.
| Insurer | From | |
|---|---|---|
| Helsana | CHF 486.30 | View |
| Aquilana | CHF 491.80 | View |
| Assura-Basis | CHF 492.00 | View |
| Galenos | CHF 499.90 | View |
| Visana | CHF 500.80 | View |
| CONCORDIA | CHF 502.30 | View |
| KPT | CHF 503.60 | View |
| Agrisano | CHF 504.30 | View |
| Vivao Sympany | CHF 506.00 | View |
| SWICA | CHF 511.00 | View |
| Atupri | CHF 516.10 | View |
| EGK | CHF 517.00 | View |
| Sumiswalder | CHF 521.10 | View |
| Sanitas | CHF 522.70 | View |
| SLKK | CHF 530.70 | View |
| Philos | CHF 532.70 | View |
| CSS | CHF 535.10 | View |
| sana24 | CHF 540.60 | View |
| rhenusana | CHF 542.30 | View |
| Mutuel | CHF 555.20 | View |
| Avenir | CHF 568.90 | View |
| vita surselva | CHF 594.00 | View |
Source: Federal Office of Public Health (FOPH), official premiums.