Atupri or ÖKK in Region 3 of canton Grisons?
In Region 3, ÖKK is CHF 507.60 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 425.70 a month, Atupri to CHF 468.00. The gap is CHF 507.60 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is vita surselva, at CHF 404.70 a month. Moving there rather than to ÖKK is worth CHF 252.00 more a year. vita surselva
Where they stand in the region
Atupri ranks 21 and ÖKK ranks 5, out of 24 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 537.90 | CHF 473.00 | + 64.90 |
| 500 | CHF 526.30 | CHF 461.40 | + 64.90 |
| 1'000 | CHF 497.10 | CHF 432.20 | + 64.90 |
| 1'500 | CHF 467.90 | CHF 403.00 | + 64.90 |
| 2'000 | CHF 438.80 | CHF 373.90 | + 64.90 |
| 2'500 | CHF 409.60 | CHF 344.70 | + 64.90 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | ÖKK |
|---|---|---|
| Family doctor | CHF 468.00 | CHF 425.70 |
| Other model | CHF 473.40 | CHF 425.70 |
| Free choice of doctor | CHF 537.90 | CHF 473.00 |
| HMO practice | — | CHF 425.70 |
How they moved in this region
Against 2025, Atupri moves by + 4.4 % and ÖKK by + 5.6 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.