Atupri or ÖKK in Region 1 of canton Schaffhausen?
In Region 1, ÖKK is CHF 429.60 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 480.30 a month, Atupri to CHF 516.10. The gap is CHF 429.60 a year, 300-franc deductible, accident cover included.
What the question hides
ÖKK is also the cheapest insurer in the region, out of 23 active insurers. Duel and ranking give the same answer here.
Where they stand in the region
Atupri ranks 12 and ÖKK ranks 1, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 586.50 | CHF 552.00 | + 34.50 |
| 500 | CHF 574.90 | CHF 540.40 | + 34.50 |
| 1'000 | CHF 545.70 | CHF 511.20 | + 34.50 |
| 1'500 | CHF 516.50 | CHF 482.00 | + 34.50 |
| 2'000 | CHF 487.40 | CHF 452.90 | + 34.50 |
| 2'500 | CHF 458.20 | CHF 423.70 | + 34.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | ÖKK |
|---|---|---|
| HMO practice | CHF 516.10 | CHF 480.30 |
| Other model | CHF 522.00 | CHF 496.80 |
| Family doctor | CHF 533.70 | CHF 496.80 |
| Free choice of doctor | CHF 586.50 | CHF 552.00 |
How they moved in this region
Against 2025, Atupri moves by + 3.0 % and ÖKK by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.