Atupri or ÖKK in Region 2 of canton Schaffhausen?
In Region 2, ÖKK is CHF 816.00 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 448.10 a month, Atupri to CHF 516.10. The gap is CHF 816.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to ÖKK is worth CHF 171.60 more a year. Agrisano
Where they stand in the region
Atupri ranks 20 and ÖKK ranks 2, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 586.50 | CHF 515.00 | + 71.50 |
| 500 | CHF 574.90 | CHF 503.40 | + 71.50 |
| 1'000 | CHF 545.70 | CHF 474.20 | + 71.50 |
| 1'500 | CHF 516.50 | CHF 445.00 | + 71.50 |
| 2'000 | CHF 487.40 | CHF 415.90 | + 71.50 |
| 2'500 | CHF 458.20 | CHF 386.70 | + 71.50 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | ÖKK |
|---|---|---|
| Other model | CHF 516.10 | CHF 463.50 |
| HMO practice | CHF 516.10 | CHF 448.10 |
| Family doctor | CHF 533.70 | CHF 463.50 |
| Free choice of doctor | CHF 586.50 | CHF 515.00 |
How they moved in this region
Against 2025, Atupri moves by + 3.0 % and ÖKK by + 4.3 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.