Atupri or ÖKK in Region 2 of canton St. Gallen?

In Region 2, Atupri is CHF 144.00 a year cheaper than ÖKK for an adult on the same profile. Here is the detail — and what a third insurer would do.

The verdict, in this region

Atupri comes down to CHF 443.90 a month, ÖKK to CHF 455.90. The gap is CHF 144.00 a year, 300-franc deductible, accident cover included.

Neither is the cheapest here: that is Agrisano, at CHF 419.60 a month. Moving there rather than to Atupri is worth CHF 291.60 more a year. Agrisano

Atupri ranks 2 and ÖKK ranks 6, out of 25 active insurers in this region.

With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.

Deductible	Atupri	ÖKK	Gap
300	CHF 511.10	CHF 518.00	− 6.90
500	CHF 499.50	CHF 506.40	− 6.90
1'000	CHF 470.30	CHF 477.20	− 6.90
1'500	CHF 441.10	CHF 448.00	− 6.90
2'000	CHF 412.00	CHF 418.90	− 6.90
2'500	CHF 382.80	CHF 389.70	− 6.90

Each insurer’s lowest rate in each model type, 300-franc deductible.

Against 2025, Atupri moves by + 4.6 % and ÖKK by + 4.4 % in this region.

Source: Federal Office of Public Health (FOPH), official premiums.