Atupri or ÖKK in Region 3 of canton Zurich?
In Region 3, ÖKK is CHF 190.80 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
ÖKK comes down to CHF 453.10 a month, Atupri to CHF 469.00. The gap is CHF 190.80 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 427.80 a month. Moving there rather than to ÖKK is worth CHF 303.60 more a year. Agrisano
Where they stand in the region
Atupri ranks 15 and ÖKK ranks 6, out of 27 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | Atupri | ÖKK | Gap |
|---|---|---|---|
| 300 | CHF 528.10 | CHF 509.00 | + 19.10 |
| 500 | CHF 516.50 | CHF 497.40 | + 19.10 |
| 1'000 | CHF 487.30 | CHF 468.20 | + 19.10 |
| 1'500 | CHF 458.10 | CHF 439.00 | + 19.10 |
| 2'000 | CHF 429.00 | CHF 409.90 | + 19.10 |
| 2'500 | CHF 399.80 | CHF 380.70 | + 19.10 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | Atupri | ÖKK |
|---|---|---|
| HMO practice | CHF 469.00 | CHF 453.10 |
| Other model | CHF 470.00 | CHF 465.80 |
| Family doctor | CHF 471.60 | CHF 458.10 |
| Free choice of doctor | CHF 528.10 | CHF 509.00 |
How they moved in this region
Against 2025, Atupri moves by + 5.3 % and ÖKK by + 6.7 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.