CONCORDIA or Atupri in Region 2 of canton Schaffhausen?
In Region 2, CONCORDIA is CHF 558.00 a year cheaper than Atupri for an adult on the same profile. Here is the detail — and what a third insurer would do.
The verdict, in this region
CONCORDIA comes down to CHF 469.60 a month, Atupri to CHF 516.10. The gap is CHF 558.00 a year, 300-franc deductible, accident cover included.
What the question hides
Neither is the cheapest here: that is Agrisano, at CHF 433.80 a month. Moving there rather than to CONCORDIA is worth CHF 429.60 more a year. Agrisano
Where they stand in the region
CONCORDIA ranks 7 and Atupri ranks 20, out of 23 active insurers in this region.
Deductible by deductible
With free choice of doctor, the one model every insurer offers — and therefore the only one where a row-by-row comparison compares the same thing.
| Deductible | CONCORDIA | Atupri | Gap |
|---|---|---|---|
| 300 | CHF 539.70 | CHF 586.50 | − 46.80 |
| 500 | CHF 528.10 | CHF 574.90 | − 46.80 |
| 1'000 | CHF 498.90 | CHF 545.70 | − 46.80 |
| 1'500 | CHF 469.70 | CHF 516.50 | − 46.80 |
| 2'000 | CHF 440.60 | CHF 487.40 | − 46.80 |
| 2'500 | CHF 411.40 | CHF 458.20 | − 46.80 |
Model by model
Each insurer’s lowest rate in each model type, 300-franc deductible.
| Model | CONCORDIA | Atupri |
|---|---|---|
| Other model | CHF 469.60 | CHF 516.10 |
| HMO practice | CHF 469.60 | CHF 516.10 |
| Family doctor | CHF 477.70 | CHF 533.70 |
| Free choice of doctor | CHF 539.70 | CHF 586.50 |
How they moved in this region
Against 2025, CONCORDIA moves by + 5.2 % and Atupri by + 3.0 % in this region.
Source: Federal Office of Public Health (FOPH), official premiums.